Canner for Insurance.
Quotes, claims, and policyholder files are dense with personal data. Host the tools that touch them in Canada.
Canner runs quoting tools, claims intake, and client portals for brokerages and MGAs on Canadian-owned infrastructure in Quebec — policyholder data stays under Canadian law.
Insurance runs on personal data — health details, driving records, property information, claims history — held under OSFI oversight, the provincial insurance acts and their superintendents, PIPEDA and Law 25, and, in Quebec, the AMF. Brokerages, MGAs, and adjusters increasingly build their own tools to speed up quoting and claims, but hosting them on US infrastructure exposes policyholder data to the CLOUD Act. Canner keeps everything in Montreal on Canadian-owned infrastructure, so your team can build without the cross-border risk.
Dense, sensitive personal data
Applications and claims bundle health, financial, and identity data together. A breach or cross-border exposure is high-stakes and heavily regulated.
Carrier and regulator expectations
Carriers and regulators scrutinize how intermediaries handle data. Where your tools host their data is part of that review.
Manual workflows begging for tools
Quoting, renewals, and claims intake are still often spreadsheet-and-email. Teams want lightweight apps — but hosted somewhere defensible.
Quoting & application tools
Interactive quoting forms and application intake that write to a Postgres database in Montreal, with automatic TLS and a custom domain.
Claims intake & tracking
Claims-submission portals with document upload to Canadian object storage, plus internal dashboards to track status and follow-ups.
AI intake & summarization
Host an AI helper that classifies or summarizes applications and claims with your API key kept server-side — policyholder data stays on your Canadian server.
Restore points on policy and claims data
Roll a claims or policy database back to a moment you pick (point-in-time recovery on a dedicated instance, $9/mo), keep encrypted backups with retention you set, copy them to your own bucket, and give analysts read-only roles.
Canner is 100% Canadian-owned and hosts solely in Montreal, Quebec — not subject to the US CLOUD Act. That gives you a defensible residency position for PIPEDA and Law 25, and a clear answer for carriers and regulators. A signed Data Processing Agreement and a data-residency attestation are available for your compliance file, with the Compliance add-on ($29/mo). Enterprise adds a 99.9% uptime SLA.
Is policyholder data kept in Canada?
Yes. Compute, managed Postgres, and object storage all run in Montreal, and Canner has no US affiliate — so there’s no CLOUD Act exposure.
Can we store uploaded claim documents?
Yes — object storage is included on every tier and hosted in Montreal, so claim documents stay in Canada with the rest of your data.
Can we get a DPA and attestation for carriers?
Yes — both are available for your compliance file, with the Compliance add-on. For mission-critical use, Enterprise adds a 99.9% uptime SLA.
Do we need a developer to start?
Not for simple tools — drag-and-drop deploys work without server administration. Developers get GitHub push-to-deploy and a CLI for more involved apps.
Can we restore the database to a point in time, and who controls retention?
Yes. Add the dedicated instance ($9/mo per project) and you get point-in-time recovery with a window you choose, from 1 to 35 days. You restore any moment into a new database, never over the live one. Scheduled backups on every plan use a retention you set, and each backup is encrypted with its own key, destroyed when the backup is deleted. You can also copy backups to an S3-compatible bucket you own. Canner runs in a single region in Montreal, without automatic failover.
Build without the sovereignty headache.
Tell us about your use case and we’ll help you scope it — from a single internal tool to a firm-wide rollout. For detailed or regulated projects, this reaches our team directly.